The Builder's $40,000 Incentive May Only Be $12,000 Usable: Financing Concession Caps on Waxahachie New Construction (2026)

The Builder's $40,000 Incentive May Only Be $12,000 Usable: Financing Concession Caps on Waxahachie New Construction (2026)by: Steven J. ThomasPublished on: 03/09/2026

Waxahachie new construction: lender caps limit how much of a builder incentive can touch your closing costs or rate. The 3%, 6%, and 9% rules with real math.

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The Builder's $40,000 Incentive May Only Be $12,000 Usable: Financing Concession Caps on Waxahachie New Construction (2026)